Standard Disclaimer

Legal & Other Disclaimer(s)

These are only my personal views and opinions and in no way reflect any views from my employer(s) or any companies with whom I may have any commercial arrangements.

I am just one more person writing on the internet, providing my views and opinions for general informational and educational purposes only. Do your own research. These writings do not constitute legal or financial or investment or any other form of advice or recommendations and should not be construed so. I accept no liability or responsibility on how information presented here is utilised.

Take any actions at your own risk or get expert advice as you deem appropriate. If you need to – please seek appropriate licensed and expert professionals for any financial, legal or tax questions.

All product names or brands mentioned in article are property of their respective owners.

I have no explicit commercial interest in any of the companies mentioned.